Ready to improve your finances and get serious about your money?
FINANCIAL PLANNING
Financial Planning Built Around Your Life
You deserve financial clarity — not complexity. As an independent, advice‑only planner, I provide unbiased, objective guidance without the pressure of product sales or commissions. You’ll get a personalized financial plan that helps you understand where you are today, where you’re headed, and exactly what to do next.
With a plan tailored to your goals and real-world priorities, you’ll make confident decisions about retirement, big life milestones like home ownership, cash flow, debt, which accounts to save in, and how to invest your money wisely — all through a process that’s straightforward, supportive, and focused on your success.
What’s Covered:
Retirement Planning
Investment Review, Education & Portfolio Planning
Tax Planning & Optimization
Cash Flow Planning & Overall Financial Management
Debt & Strategic Savings Planning
Insurance & Risk Management
Estate & Inheritance Planning
Corporate Planning
Education Planning
Home Purchase & Large Goal Planning
Major Life Transition Planning
Ongoing Strategy Review & Accountability
And more…
Pricing
Planning for individuals and couples starts at $2,100 +GST/HST *(paid over 3 monthly instalments)
Incorporated Medical Professionals and Business Owners starts at $3,000 + GST/HST *(paid of 3 monthly instalments)
*Pricing varies by complexity.
How the Financial Planning Process Works
STEP 1: BOOK a 30 Minute Consultation
This complimentary, no-obligation session is your chance to share your unique financial situation, priorities, and goals.
I’ll walk you through the planning process, timeline, and costs, and answer any questions. It’s also an opportunity for us to determine if we’re a good fit to work together.
STEP 2: RECEIVE Your Customized Plan
Your roadmap to financial clarity. Over three collaborative meetings, we identify opportunities, uncover gaps, and map strategies to achieve your goals.
You’ll receive an investment review and education, actionable steps you can start immediately, and scenario planning to see the impact of different financial decisions.
Step 3: IMPLEMENT & Stay On Track
Bring your plan to life! Use it to track progress, make informed decisions, and stay aligned with your goals.
You can implement the plan on your own or choose our ongoing planning retainer for accountability, regular check-ins, and professional guidance.
Ongoing support is available for accountability, regular check-ins, and professional guidance.
This ensures your financial decisions stay aligned with your goals and gives you peace of mind along the way.
The 3 Core Planning Meetings
DEEP DIVE Meeting
Where You Stand
We review every aspect of your finances—cash flow, debt, investments, insurance, and more—to see exactly where you are today. Risks, opportunities, and gaps are identified to give you full clarity.
FOUNDATION Meeting
Where You Want to Go
We define your short, medium, and long-term goals, uncover gaps, and map clear strategies.
You’ll receive an investment review, investment education, along with actionable steps you can start immediately.
PLANNING Meeting
How to Get There
Using industry-leading software, we model multiple financial scenarios and projections so you can see the long-term impact of your decisions.
Your roadmap anchors your steps today and provides a reference point to track progress and make adjustments as life evolves.
Real Benefits of Financial Planning
Clarity and Control – You understand where your money is going, what you have, and what you need to do next. No more guessing.
Confidence in Decision-Making – You can make financial choices with certainty, knowing they support your long-term goals.
Peace of Mind – Reduce stress and anxiety about money, knowing you have a plan for emergencies, retirement, and big life events.
Goal Achievement – Whether it’s buying a home, funding education, or retiring comfortably, you have a clear roadmap to reach your milestones.
Optimized Cash Flow and Debt Management – You’re using your money efficiently, paying down debt strategically, and freeing up resources for what matters.
Smart Investing – Your investments are aligned with your goals, risk tolerance, and timeline, and you avoid unnecessary fees or mistakes.
Tax and Estate Efficiency – You structure your finances to minimize taxes and protect your assets for yourself and your family.
Education and Empowerment – You understand your financial options, so you feel empowered to make decisions confidently, now and in the future.
Time & Money Saved – Streamline your finances, reduce costly errors, and identify opportunities to lower fees, taxes, and interest—so your money works harder and grows faster.
MONEY COACHING
3 × 45-Minute Sessions
If you’re struggling with cash flow. Money coaching is focused exclusively on improving your cash flow and financial organization.
If you feel unsure where your money is going, overwhelmed by competing priorities, or stuck in reactive financial habits, this structured process will give you clarity and direction.
We focus on the four core pillars of your finances: Income. Expenses. Debt. Savings.
(Retirement planning and long-term projections are not included.)
Over three focused sessions, we will:
Clarify exactly where you stand financially
Identify your most pressing priorities
Create a clear, prioritized action plan
Design a personalized monthly money system that fits your lifestyle
You’ll leave with a practical structure to accelerate debt repayment, increase savings, and confidently manage your day-to-day finances.
This is about building strong financial habits and a forward-looking money strategy you can sustain long term.
What’s Included
3 × 45-minute strategy sessions (via Zoom)
Email support throughout our time working together
What You’ll Walk Away With
A clear snapshot of your current financial position
A customized monthly money system and routine
A proactive plan for debt, savings, and emergency planning
Accountability and guidance to complete key financial tasks
Pricing
Personal Finances: $1,200 + GST/HST for 3 sessions (payable in 3 monthly instalments)
Business Finances: Custom pricing based on complexity.
Ongoing support is available after completing the initial Money Coaching package to help you stay on track, adjust your plan as needed, and continue building strong financial habits.
